{"id":31,"date":"2026-05-21T16:15:22","date_gmt":"2026-05-21T16:15:22","guid":{"rendered":""},"modified":"2026-05-21T16:15:22","modified_gmt":"2026-05-21T16:15:22","slug":"metric-phase-loan","status":"publish","type":"page","link":"https:\/\/koreograph.com\/pages\/metric-phase-loan\/","title":{"rendered":"Metric: Phase loan"},"content":{"rendered":"<h2>Summary<\/h2>\n<p>Phase loan is the amount of short-term or phase-specific borrowing used before the main mortgage or refinance position is reached.<\/p>\n<h2>How to apply it when assessing a deal<\/h2>\n<p>Use phase loan to understand bridging exposure. Higher phase debt can reduce upfront cash but adds fees, interest and refinancing risk.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How phase loans affect bridging exposure and refurb risk.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ai_generated_summary":"","wpai_meta_description":"","footnotes":""},"class_list":["post-31","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/koreograph.com\/pages\/wp-json\/wp\/v2\/pages\/31","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/koreograph.com\/pages\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/koreograph.com\/pages\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/koreograph.com\/pages\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/koreograph.com\/pages\/wp-json\/wp\/v2\/comments?post=31"}],"version-history":[{"count":0,"href":"https:\/\/koreograph.com\/pages\/wp-json\/wp\/v2\/pages\/31\/revisions"}],"wp:attachment":[{"href":"https:\/\/koreograph.com\/pages\/wp-json\/wp\/v2\/media?parent=31"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}