{"id":23,"date":"2026-05-21T16:15:22","date_gmt":"2026-05-21T16:15:22","guid":{"rendered":""},"modified":"2026-05-21T16:15:22","modified_gmt":"2026-05-21T16:15:22","slug":"metric-ltv","status":"publish","type":"page","link":"https:\/\/koreograph.com\/pages\/metric-ltv\/","title":{"rendered":"Metric: LTV"},"content":{"rendered":"<h2>Summary<\/h2>\n<p>LTV, or loan-to-value, compares the debt amount with the valuation basis used in the scenario.<\/p>\n<h2>How to apply it when assessing a deal<\/h2>\n<p>Use LTV to judge leverage and refinance headroom. A higher LTV can improve cash efficiency but increases sensitivity to valuation changes, rent cover and lender criteria. For refurb cases, check whether LTV is measured against purchase price, ARV or later projected value.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How loan-to-value affects leverage, refinance and risk.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ai_generated_summary":"","wpai_meta_description":"","footnotes":""},"class_list":["post-23","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/koreograph.com\/pages\/wp-json\/wp\/v2\/pages\/23","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/koreograph.com\/pages\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/koreograph.com\/pages\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/koreograph.com\/pages\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/koreograph.com\/pages\/wp-json\/wp\/v2\/comments?post=23"}],"version-history":[{"count":0,"href":"https:\/\/koreograph.com\/pages\/wp-json\/wp\/v2\/pages\/23\/revisions"}],"wp:attachment":[{"href":"https:\/\/koreograph.com\/pages\/wp-json\/wp\/v2\/media?parent=23"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}