Refurb

Practical notes for using Koreograph to value, finance, track and compare property opportunities.

Definition

Refurb is short for refurbishment: works carried out to repair, modernise, reconfigure or improve a property.

How it affects a property deal

Refurb assumptions affect cash in, rent downtime, finance cost, ARV, forced equity, IRR and deal quality. In a light refurb, the main issue may be cost control. In a heavy refurb, timing, permissions, contractor risk and valuation risk become more important.

What to check

  • Itemised quotes rather than broad estimates.
  • Contingency for overruns.
  • Expected rent and value after works.
  • Void period and council tax or holding costs.
  • Whether works require planning, building control or specialist surveys.